Loans for Anything. Express CU provides a number of personal|range that is wide of loans to generally meet your requirements.

Loans for Anything. Express CU provides a number of personal|range that is wide of loans to generally meet your requirements.

Make use of loan that is personal buy appliances for the home, spend medical bills, crisis expenses, buy a computer, or even for a variety of other reasons.

We also offer loans to greatly help create your credit rating or even to assist you to combine numerous bills as a single repayment. The quantity of your interest and loan price are at the mercy of skills. For the convenience, you can expect effortless, electronic re payment plans at no cost.

Signature / Unsecured


Fixed prices and monthly obligations

Made to help you pay money for things that you want or want today

Avoids utilizing potentially high rate bank cards or store funding

Purchase appliances for the home, medical bills, computer systems, or this season’s getaway

Debt Consolidating Loan

An Express CU debt consolidation loan makes it possible to get out of high interest personal credit card debt as fast as possible.

The mortgage officers at Express will give you support each step associated with method. You’ll work with that loan officer to ascertain payments which can be affordable but ensures the debt is reduced quickly. This mixture of quick payment and specialist advice can really help allow you to get out of financial obligation and help keep you financial obligation free. An average of, our people conserved over $5,000 in interest having a debt consolidating loan from Express CU.

Credit Builder Loans

Life Happens!

Often all it will take is certainly one unanticipated cost to put down your entire budget, resulting in delinquent payments or failure to pay for a free account stability.

Later pays and balances that are unpaid

Influence your credit

Reduce your credit rating

Restrict your capacity to borrow at reasonable and affordable prices

Whenever you’re prepared to reunite on course and begin rebuilding your credit, Express CU has items created only for this situation

Assist you to rebuild your credit rating

Restore your borrowing capacity

Credit Builder Loans (Cash Secured)

AKA Money on Lay-a-way!

Establish and build loan terms to your credit of 6 months to a single 12 months

Funds through the loan are deposited in to a locked account in your title at Express CU

The deposit funds are utilized as security for the loan *

Make month-to-month, on time repayments

After you have reduced the mortgage the funds are released to you personally!

Interest levels are low

A price effective approach to establish or reconstruct credit rating

Optimum loan is $3,000

Rate differs considering credit rating, which range from 4.15 % to 12.15per cent APR в±Ў.

*You may have use of your deposit funds once the loan is compensated in complete.

Express CU’s credit fix loans could be precisely what’s necessary to reset your economic future.

Your credit history is below 550

You actually have past due loan re re payments

Have actually charged off reports

. Express CU might be help that is able!

If qualified of these items you’re going to be introduced to an on staff Express CU monetary advisor to

Assess your personal situation that is financial

Review your credit history

Speak about budgeting tools

Find out more about just how these items can help you build a much better monetary future

Cash Secured Personal Loans

Just like the Credit Builder Loan you borrow cash guaranteed by cash deposited to your share savings account or CD. The funds used as protection regarding the loan don’t have to become your very own – family members or friends can help you by depositing money at Express Credit Union and agreeing to possess it ‘locked’ until your loan is paid back in complete.

US Citizenship Loans – Immigration Financing

The usa Citizenship application charge is $725 per individual which will be too much to once pay all at if you’re trying to get multiple nearest and dearest. In the event that you don’t have the funds when it comes to application fee and don’t be eligible for other support, ECU will help by giving you with that loan that may be repaid over 9-24 months. You can even submit an application for a loan for $1,225 to pay for the application form cost for Permanent Residency. We may be able to help finance some of those costs as well if you need assistance to pay for attorney’s fees.

Alternate Translations

Chinese Immigration Flyer

Spanish Immigration Flyer

English Immigration Flyer


People who had been previously issued deferred action under DACA might need renewal. Renewal applications for DACA are nevertheless being accepted by USCIS however they are maybe not accepting brand brand new applications from people who have not before been awarded deferred action under DACA.

The application that is current is $495 and ECU can help with having to pay that fee. We provide a $495 loan that is personal 0% interest and a 10 month repayment term. There clearly was a onetime $40 application charge this is certainly compensated upfront whenever loan is funded. We do pull credit and reviews need earnings verification away from you and can are accountable to credit bureaus also to aid build credit history. If you’d like extra funds to fund other services gotten or attorney’s charges we’d then process as standard personal bank loan, 0% interest will likely not use in instances where significantly more than $495 is required.

Holiday Loan

Our yearly getaway Loan item is provided right away of October and operates through the conclusion of December. This loan is made to help with the high expenses regarding the season while building funds in a savings take into account the next yuletide season.

Getaway loans for amounts up to $1,000 at 12per cent with 10 thirty days repayment duration

$25 of each payment that is monthly deposited in to a getaway Club checking account

Up to $250 is going to be for sale in getaway Club cost savings by the final end associated with loan

Disclosures and limitations concerning the getaway Club Account should be supplied to you personally during the time of account opening.


Year combines a loan with a savings product to help prepare for next

10 month payment period having a flat price and fixed monthly premiums

The loan is paid off, you’ll have $250 for next year by the time